Is your home at high flood risk

Fairborn streets flooded (Photo: WDTN/Kris Sproles)
Fairborn streets flooded (Photo: WDTN/Kris Sproles)

DAYTON, Ohio (WDTN) – We saw flooding across Montgomery, Miami, Greene and Clark Counties.  The damage likely has many wondering if our homes are in areas prone to flooding. FEMA has a feature on its website that can help you answer that question.

After 3-5 inches of rainfall rivers rise and storm drains have a hard time trying to keep up.  With one click you can type in your address to find out your flood risk.  .

To come up with these risks FEMA conducted a study of flood insurance and looked at river flow, storm tides, rainfall and topography.

We picked a random address in Tipp City to see what the flood risk is like on south fourth street.  According to flood smart dot gov this area is in a moderate to low risk.  This means the chance of being flooded is reduced but not completely out of the question.

Flood insurance isn’t required in these areas but it is recommended.  We picked another random address off of Factory Road in Beavercreek.  This area is a high risk and a 1 in 4 chance of flooding during a 30 year mortgage.  Flood insurance is required in these areas.

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