TIPP CITY, Ohio (WDTN) – Thursday, water from Wednesday’s heavy rain began receding in most communities, but the storm left a major mark on a well traveled street in Tipp City. That residential area neighbors the downtown business district.
Water from Wednesday’s big rain rushed so hard and so fast through a creek, the pressure ripped the foundation under part of the three hundred block of N. Fourth St. The result, a massive sinkhole that became an attraction as word spread and people drove and walked to see it.
But Bill Dixon had other problems. “It started rainin’ came down hard, coming through the doors. By the time I looked up, I had a foot and a half in my garage and that deep in the living room,” said the father of four. Dixon and his wife lost all of the furniture on the first floor of the rented home on Walnut St. Important family papers – birth and marriage certificates as well as social security cards were ruined after rain seeped into the family safe. The Red Cross is helping the family – they don’t have renter’s insurance.
Shelah Miller was trying to drive home with her children in the car but she couldn’t find a street that wasn’t blocked by moving water. She says it took more than 20 minutes to drive one mile.
There is a lesson to be learned from Bill Dixon. He does not have renter’s insurance. So his furniture is lost. Most property owners don’t have ground surface water coverage – it is a separate purchase. If the policy does cover flood damage, that would only cover the building and its interior, not belongings.