MIAMISBURG, Ohio (WDTN) – Former Miamisburg U.S. Bank Manager, Amy Scarpelli is being held without bond until authorities can find a place to put her on house arrest. That decision was made in federal court on Tuesday.
2 NEWS Investigates obtained the criminal complaint filed against her. It accuses Scarpelli of embezzling $5.2 million dollars since 2010.
The complaint says in April of 2014 the United States Secret Service and the West Carrollton Police Department received information from US Bank branch in Miamisburg concerning Scarpelli. She had worked for US Bank since 1996.
According to the document, US Bank conducted a review of cashier’s checks issued from branch locations in Ohio and found the Miamisburg location had an unusually high volume of them. They found an excess of $5 million had been drawn off of a line of credit from one company- Rooftek Roofing and Supply, Inc (RRSI).
The complaint said Scarpelli exclusively dealt with that company’s account and line of credit. It says between 2010-2014, Scarpelli used cashier’s checks, never exceeding $10,000, to avoid triggering internal controls which require a more detailed look at the transaction.
US Bank said the RRSI account always had an outstanding balance of zero before the conclusion of the billing cycle so Rooftek Roofing and Supply would not have know about the transactions. Those transactions “dramatically increased” even after RRSI closed it’s US Bank business account in 2011. The documents say Scarpelli failed to extinguish their line of credit.
Investigators say Scarpelli was making a series of false entries into the bank’s computer system which made fraudulent credits to be entered on the general ledger.
Scarpelli was terminated in April.
The complaint also noted Scarpelli and another individual were frequent visitors to the Hollywood Casino in Lawrenceburg, Indiana. Scarpelli reported winnings more than $90,000 in 2011 and 2012.
The Secret Service investigator said in the complaint, “Individuals who receive funds from a particular crime will attempt to legitimize the proceeds of the crime by depositing the funds into bank accounts in nominee names. These individuals will often launder the funds through these nominee bank accounts in an attempt to further conceal the disposition of the funds.” He also said, “Individuals who receive funds from a particular crime will attempt to conceal the disposition of these funds by purchasing personal assets with cash.”
The complaint connects another individual’s cash spending and property with Scarpelli.