Retailers use apps to pay for purchases

Google pay
WDTN Photo/Maytal Levi

DAYTON, Ohio (WDTN) – Usually when you go to pay for something, you reach for your wallet, but some people may be reaching for their phones instead.

It’s part of a Google and Apple app that some retailers are using, like Dorothy Lane Market.

If you walk into the grocery store, you might see a sign that reads, “We accept Google Wallet and Apple Pay”.

Its a chance to pay with your phone instead of your wallet, by entering your bank information into an app on your phone.

“Most people have their phone on them nowadays and most phones are smart phones. Its just a way that you can pay for something without having to carry your wallet” explains Marcus Levin, Dorothy Lane Market’s IT manager.

To use the app, you swipe your phone on top of a credit card reader that uses the apps.

But shoppers like Naseerah Zafr aren’t quick to give up on their wallet.

“Sounds easy, sounds great, but no, you’re credit can always get taken from you some kind of way. and I dont want somebody stealing my information” Naseerah Zafr, a shopper said.

But is it safe?

“Yes, its safe. It runs through the readers and they have point to point encryption so as soon as a credit card or cellphone is tapped against it encrypts it at the point and sends it to the data processing center where its “decrypted” said Levin.

So,we wanted to find out if you have rewards or points connected to your bank account will they still qualify if the purchase is made through Google Wallet or Apple Pay and the answer is no.

But retailers still think checking out with your phone will become a popular thing.

Levin said, “It will catch on especially with Apple behind it now, I think Google’s been behind it for a year now, but now that its reached a mass market, I think it will catch on.”

He also says to the customer there is no difference between Google Wallet and Apple Pay, its really just a personal preference.

The apple application is only available on the iPhone 6 and 6 Plus.

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