Ohio passes insurance guidelines for Uber, Lyft

Ohio Statehouse. (WDTN Photo/Paul Rodzinka)

COLUMBUS, Ohio (WDTN) – The Ohio Statehouse has passed legislation that will increase insurance coverage for Uber and Lyft drivers in case of accidents, and establish a single process for drivers to be approved in Ohio.

The bill was sponsored by Republican state representatives Mike Duffey (R-Worthington) and Bob Hackett (R-London).

HB 237 is now on the governor’s desk awaiting his signature.  Once signed, the legislation will increase insurance coverage for Uber and Lyft drivers in case of accidents and establish a single statewide process for drivers to be approved, rather than via conflicting regulations in many cities.

“This law supports the free market,” said Duffey. “It makes it easier for Uber and Lyft drivers, working hard to support their families, to follow a simple statewide set of requirements.  In doing so, we are going to attract more drivers and as a result, getting rides will be even more convenient.”

For Ohioans applying to become a ridesharing driver for the first time, HB 237 will make the process more consistent across the state, requiring background checks, prohibiting applicants with significant driving infractions, and requiring zero tolerance for drug or alcohol use.  It also establishes disclosure of information for riders such as a photo of the driver, license plate number or exterior signage indicating the name of the ridesharing company.


Regarding insurance, the legislation also addresses an industry concern about whether drivers should be covered by their personal insurance or a more expensive commercial insurance policy while logged into the mobile app.  HB 237 legally obligates drivers to obtain coverage.

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